Recent Publications

Forthcoming at The Economic Journal. Labor market concentration within task clusters is lower than other measures. Higher concentration …

SNAP work requirements for Able-Bodied Adults Without Dependents (ABAWDs) significantly increased credit seeking, credit balances, and …

Occupational licensing has negative wage and labor supply effects on other occupations. The negative effects are particularly strong …

The tax credits in the Affordable Care Act substantially reduce bankruptcy, and severely delinquent debt. Welfare gains for protection …

We explore how seniors’ debt balances and credit worthiness respond to equity extraction through reverse mortgages and compare it …

Working Papers

Union membership raises the wages of younger workers but protects older workers from layoffs better. The marginal union member makes …

Firms respond to unions by raising prices, reallocating inputs from smaller to larger firms, and shifting product market power.

Union density mitigates the negative earnings effects of employer market concentration. Unionization benefits white collar and …

Union membership disproportionately benefits natives, which increases gaps between immigrants and natives.

Workers exhibit reference-dependent labor supply around expectations. Their expectations are based upon optimizing long-run objectives …

Labor market competition leads to higher real worker earnings, lower firm productivity, firm closer, greater inequality, population …

Union membership has become relatively more focused on non-routine, cognitive skills over time in the US. We contextualize this in a …

The federal government spent over $360 billion from 1990-2015 on place-based policies. Areas with more disadvantage, more segregation, …

We explore how seniors’ home equity borrowing responds to house price changes during times of tight vs loose underwriting. We …

Perceptions of housing affordability among young adults are more strongly determined by individual financial circumstances than by …

Non Peer Reviewed Publications and Policy Briefs

Consumption responses to relative deprivation are a complex function of costs.

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