and Appointments


Postdoctoral Fellow in Labor Economics

FAIR Centre at (NHH) Norwegian School of Economics

August 2021 – Present Bergen, Norway

Teaching Assistant

Cornell University

August 2019 – January 2021 Ithaca, NY
Teaching assistant for large undergraduate courses on the economics of risky health behaviors (Prof. John Cawley) and Public Economics (Prof. Pauline Leung)

Visiting Scholar

Board of Governors of the Federal Reserve System

June 2019 – Present Washington, DC

Research Assistant

Cornell University

May 2017 – August 2020 Ithaca, NY
Research topics have included collecting and analyzing data on all federal place-based funding initiatives over the last 30 years; understanding the union wage premium over time as it relates to the skill composition of occupations and the composition of workers in the union vs non-union sectors; revisiting monopsony power.

Senior Research Assistant

Board of Governors of the Federal Reserve System

July 2014 – July 2016 Washingon, DC
Research areas included housing markets and affordability, urban economics, consumer finance, the wellbeing of lower-income populations, and recovery from the Great Recession. Also fielded two surveys and helped produce two official Board publications.

Economic Consultant/Junior Economist

Edgeworth Economics

July 2013 – July 2014 Washingon, DC

Teaching Assistant

Brigham Young University Dept of Economics

January 2012 – May 2013 Provo, UT
Assisted with the second of the two-course microeconomic theory sequence for undergraduates.

Recent Publications

We explore how seniors’ debt balances and credit worthiness respond to equity extraction through reverse mortgages and compare it …

Working Papers

The tax credits in the Affordable Care Act substantially reduce bankruptcy, and severely delinquent debt. Welfare gains for protection against medical debt accounts for 15% of program costs, while indirect transfers to creditors, lenders, and hospitals account for almost 2/3 of the costs.

Workers exhibit reference-dependent labor supply around expectations. Their expectations are based upon optimizing long-run objectives at lump-sum bonuses paid by the firm.

Occupational licensing has negative wage and labor supply effects on occupations that use similar latent skills consistent with a monopsony model. The negative effects are particularly strong for women, black workers, and Hispanic workers.

Labor market concentration within skill clusters is lower than other measures. Higher concentration leads to lower wages, with heterogeneity in effects.

The federal government spent over $360 billion from 1990-2015 on place-based policies. Areas with more disadvantage, more segregation, and more non-profit capacity received more of these funds.

We explore how seniors’ home equity borrowing responds to house price changes during times of tight vs loose underwriting. We also compare reverse mortgages to forward mortgages.

Non Peer Reviewed Publications and Policy Briefs

Consumption responses to relative deprivation are a complex function of costs.